As consumers continue to take a more active role in their health care, Health Savings Accounts (HSA) are becoming more common. An HSA is a tax-exempt savings account for eligible out-of-pocket medical expenses. A few things you need to know about HSAs. By law, only people with a High-Deductible Health Plan (HDHP) can open an […]
Scheduling routine preventive care is essential to staying healthy. It can also help your doctors detect and treat health problems early. Certain routine preventive care services are covered with no out-of-pocket costs in many Blue Cross and Blue Shield of North Carolina (Blue Cross NC) plans. If you’re not sure if you are eligible for […]
You have done your research and chosen a health insurance plan for 2018, congratulations! Most of your work is done, but there are a few things you still need to know and we’ve compiled a list of frequently asked questions: WHEN WILL I RECEIVE MY ID CARD? ID cards are mailed in the first week of […]
Here’s something ironic. It seems that the only thing more traumatic than visiting the dentist is actually … not visiting the dentist. According to the American Dental Association (ADA), even people with insurance coverage skip dental visits because of time and money. And then there are those that are just simply afraid to go. But […]
The last thing you should have to worry about when you need surgery is how much it will cost you. But as high deductible health plans become more common, consumers now have a bigger role in deciding the kind of care they want and how much they want to spend on it. It’s only to […]
Health care is moving in a more consumer-focused direction. This means you’ll have a greater role in determining the kind of health care you want – and what you’ll spend on it. Your doctor says that you need an MRI, CT scan, or another procedure. Sometimes it’s not always crystal clear why you need it, […]