Tag: health insurance

 

Navigating In-Network and Out-of-Network Charges

Navigating In-Network and Out-of-Network Charges

Whether you’re signing up for a health plan, searching for a doctor or just checking to see if you owe anything, the terms “in-network” and “out-of-network” are bound to pop up. And sooner than you might expect. With open enrollment around the corner, keep this in mind: Know your network. It’s important because most of […]
How Will the Future of Health Care Be Different from the Present?

How Will the Future of Health Care Be Different from the Present?

Imagine a future where you — the health care consumer — are truly in charge of your care. Where you have the information you need to make smart decisions. And where you shop for health services the way you’d shop for a new car or hire an electrician. Is this a safe prediction for health […]
Why Are Some Insurers Issuing Rebates?

Why Are Some Insurers Issuing Rebates?

It might seem like a nice surprise to get a check in the mail that you weren’t expecting. But if that check comes from a health insurer, you might want to think about whether it really is a good deal. The Affordable Care Act requires individual and group health insurers to publicly report their medical […]
Another Private Exchange Opens for Business in NC

Another Private Exchange Opens for Business in NC

Get ready for more options when it comes to choosing your annual health benefits. BCBSNC is launching its first private exchange for North Carolina employers with at least 51 employees. Beginning Sept. 1, the exchange lets employers select up to four different medical plans to offer their employees from a menu of 18 plan options. […]
Sticker Shock: The Impact of Hidden Medical Costs

Sticker Shock: The Impact of Hidden Medical Costs

Our inability to compare cost and quality information means there isn’t a way to keep prices in check. Without checks and balances, all of our medical costs rise.
Exchanging Glances: More Employers Looking at Private Exchanges

Exchanging Glances: More Employers Looking at Private Exchanges

The first cycle of enrollments on the new government-run health exchanges is over. The next open enrollment period doesn’t start until November. Which makes this “quiet” period the perfect time to take stock of what’s happening with another new mechanism for obtaining health insurance: The private exchange. Private exchanges are the emerging marketplaces offered by […]
Meet Our New Customers: Who We Enrolled During the Affordable Care Act’s First Open Enrollment Period

Meet Our New Customers: Who We Enrolled During the Affordable Care Act’s First Open Enrollment Period

As of May 1, 2014, we enrolled more than 232,000 customers in ACA plans through the Exchange. More North Carolinians having access to health insurance is a good thing. But the top-line enrollment number doesn’t tell the whole story.
Where does my health insurance premium really go?

Where does my health insurance premium really go?

Health insurance customers often ask a simple question about the premium they pay every month: Where does my premium dollar go?
BCBSNC Billing Deadline Extended to April 4th for April 1st Coverage

BCBSNC Billing Deadline Extended to April 4th for April 1st Coverage

We’ve seen a high volume of Individual Under 65 applications coming in for April coverage and decided to help our new customers by extending the first month’s initial payment due date to April 4. This is for both ON and OFF the Marketplace. Payment must be received by April 4 (not postmarked). Any applications that haven’t […]
The Skinny on Narrow Networks

The Skinny on Narrow Networks

The old marketing phrase “one size fits all” has fallen on hard times. Whether shopping for smartphones or sweaters, consumers want their choices. That’s true even for health insurance. Partly in response to the Affordable Care Act, health insurers are offering consumers more plans to choose from, including plans that keep premiums lower by limiting […]