Health Care Reform

 

Why Are Some Insurers Issuing Rebates?

Why Are Some Insurers Issuing Rebates?

It might seem like a nice surprise to get a check in the mail that you weren’t expecting. But if that check comes from a health insurer, you might want to think about whether it really is a good deal. The Affordable Care Act requires individual and group health insurers to publicly report their medical […]
Health Care Fraud: The $80 Billion Crime

Health Care Fraud: The $80 Billion Crime

In a nation that spends a few trillion dollars a year on health care, there are bound to be some who try to take advantage of the system for their own gain. After all, it’s just a drop in the bucket, right? Wrong. These fraudulent actions have a big and expensive impact. In 2013, the FBI estimated that health care fraud costs the U.S. $80 billion every year. Other estimates..
Another Private Exchange Opens for Business in NC

Another Private Exchange Opens for Business in NC

Get ready for more options when it comes to choosing your annual health benefits. BCBSNC is launching its first private exchange for North Carolina employers with at least 51 employees. Beginning Sept. 1, the exchange lets employers select up to four different medical plans to offer their employees from a menu of 18 plan options. […]
Sticker Shock: The Impact of Hidden Medical Costs

Sticker Shock: The Impact of Hidden Medical Costs

Our inability to compare cost and quality information means there isn’t a way to keep prices in check. Without checks and balances, all of our medical costs rise.
U.S. Health Care Costs $2.8 Trillion. Do We Get Our Money’s Worth?

U.S. Health Care Costs $2.8 Trillion. Do We Get Our Money’s Worth?

The United States spent $2.8 trillion on health care in 2012. So what did we get for our money? A last-place ranking in health quality and efficiency among 11 leading nations, according to a new report. The Commonwealth Fund measured a variety of health rankings and compared the results. Not only did the U.S. fare […]
Costly Habits: What $1.5 Trillion Looks Like

Costly Habits: What $1.5 Trillion Looks Like

All the cheeseburgers, cigarettes and channel-surfing Americans enjoy certainly take their toll: Unhealthy lifestyles account for up to 40 percent of all deaths in the U.S.
Exchanging Glances: More Employers Looking at Private Exchanges

Exchanging Glances: More Employers Looking at Private Exchanges

The first cycle of enrollments on the new government-run health exchanges is over. The next open enrollment period doesn’t start until November. Which makes this “quiet” period the perfect time to take stock of what’s happening with another new mechanism for obtaining health insurance: The private exchange. Private exchanges are the emerging marketplaces offered by […]
Meet Our New Customers: Who We Enrolled During the Affordable Care Act’s First Open Enrollment Period

Meet Our New Customers: Who We Enrolled During the Affordable Care Act’s First Open Enrollment Period

As of May 1, 2014, we enrolled more than 232,000 customers in ACA plans through the Exchange. More North Carolinians having access to health insurance is a good thing. But the top-line enrollment number doesn’t tell the whole story.
5 Emergency Room Myths Busted

5 Emergency Room Myths Busted

If you follow us on Facebook, you might have caught the recent conversation on our page about emergency room (ER) use. Folks felt strongly about this topic, and we had a ton of feedback on the subject. Here’s what we shared: “Half of ER visits aren’t emergencies, which wastes $38 billion a year.” You read […]